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    The secret's out: Roseville and Granite Bay are spectacular places to live , work and play. With an abundance of shopping, dining, arts, entertainment, business and recreation, Roseville and Granite Bay offer something for everyone. The communities boast an excellent public school system, personalized city and county services, beautiful neighborhoods and excellent job opportunities.  

     

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    REAL ESTATE DICTIONARY


    A I B I C I D I E I F I
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    I H I I I J I K I L I M I N I O I P I Q I R I S I T I U I V I W I X I Y I Z

    Results
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    gable
    A triangular wall enclosed by the sloping ends of a ridged roof or a triangular decorative feature.
    gable decoration
    A triangular filigree or panel fitted into the rake end of a gable roof.
    gable roof
    A ridged roof that forms a triangle at each end.
    gag rule
    A provision in contracts signed by new buyers that prohibits the owners from publicizing complaints about the builder.
    gambrel roof
    A roof with two slopes, often seen on barns.
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    gap
    A defect in the chain of title; a missing document that raises doubt as to the true owner of the property.
    gas valve
    A small faucet-like device that controls the flow of gas to an appliance such as a gas water heater, dryer, or oven. When the handle is turned in line with the gas pipe, the valve is open; when it is perpendicular to the pipe, it's closed.
    general contractor
    The person who hires all of the subcontractors and suppliers for a project.
    general plan
    A government's long-range land-use plan.
    general-purpose circuit
    An electric circuit that supplies a number of outlets for lighting or appliances.
    geodesic dome
    A structure constructed of lightweight bars forming a grid of polygons.
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    Georgian style
    Popular throughout the 18th century, this type of architecture is distinguished by a symmetrical façade, a prominent front entrance, and quoins (decorative blocks of masonry or wood set in the corners of the house).
    gift
    A cash gift a buyer receives from a relative or other source. Lenders usually require a "gift letter" stating that the money will not have to be repaid.
    gingerbread decoration
    An intricate, almost lacy, wood trim.
    girders
    Crossbeams that support floor joists.
    glazed
    A window that has been fitted with a glass pane. "Double glazed" refers to a window with double panes.
    glazier's point
    A small pointed metal clip that helps hold a pane of glass in a window frame.
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    good-faith estimate
    An estimate from an institutional lender that shows the costs a borrower will incur, including loan-processing charges and inspection fees.
    Government National Mortgage Association (GNMA)
    Commonly known as Ginnie Mae, this agency buys home loans from lenders, pools them with other loans and sells shares to investors. Unlike similar agencies Fannie Mae and Freddie Mac, Ginnie Mae only purchases loans backed by the federal government.
    GPM (graduated-payment mortgage)
    A mortgage that requires a borrower to make larger monthly payments over the term of the loan. The payment is unusually low for the first few years but gradually rises until year three or five, then remains fixed.
    grace period
    A specified amount of time in which a borrower may make a loan payment after its due date without penalty.
    grade
    The elevation of land above level ground.
    grade level
    The flat or sloping surface upon which a house is built.
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    Graduate Realtor® Institute (GRI)
    A designation issued by the National Association of Realtors (NAR) to members who meet specific performance and education requirements for residential real estate sales.
    graduated-payment mortgage
    A mortgage that requires a borrower to make larger monthly payments over the term of the loan. The payment is unusually low for the first few years but gradually rises until year three or five, then remains fixed.
    granny flat
    Slang term for a separate unit in a house or above the garage, which in the past may have been occupied by an elderly relative.
    grantee
    A person to whom an interest in a piece of property is conveyed.
    grantor
    The person who conveys an interest in a piece of property to another person.
    Greek Revival style
    A style introduced in the United States at the end of the 18th century. Its most prominent feature is a pillar-anchored pediment forming a portico in the front of the house.
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    greenbelt
    Any stretch of park, open space or other natural setting in a community.
    gross income
    The total income of a household before taxes or expenses are subtracted.
    ground fault circuit interrupter
    A device that detects leakage of electrical current to the ground and prevents accidental shock.
    ground rent
    The amount of money paid for the use of a piece of property that is a leasehold estate.
    group home
    A single-family residence used as a living space for unrelated people who require special care or supervision.
    grout
    A type of mortar used to fill areas between tiles, stone, or marble.
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    growing-equity mortgage
    A fixed-rate mortgage that increases payments over a specific period of time. The extra funds are applied to the principal.
    guarantee mortgage
    A loan guaranteed by a third party, such as a government institution.
    guaranteed sales program
    A real estate brokerage program to purchase the seller's equity if the property does not sell during a predetermined period of time.
    gutters
    Horizontal channels installed at the edge of a roof to carry rainwater or melted snow away from the house.
    guy
    A cable that guides or holds something, such as an antenna.
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